Car hire in Morocco: pay by card or cash?
One of the first questions travellers face is about payment: should you favour a bank card or cash? In 2025, this dilemma takes on a new dimension. With persistent inflation, the massive influx of tourists expected for AFCON 2025, and the rapid digitalisation of services, choosing the right payment method becomes strategic. Security, budget, convenience – each option has its pros and cons. In this article, we help you make the best choice for your car hire in Morocco.
Car hire in Morocco: paying by bank card
Advantages of paying by card for travellers
Paying by bank card has become the most popular solution among foreign tourists in Morocco. The first reason is security. By opting for card payment, you avoid carrying large amounts of cash, which reduces the risk of theft or loss. Cards also make it easier to block the security deposit, a standard practice in all Moroccan car hire agencies.
Another key advantage is traceability. Each transaction leaves a bank record, which protects you in case of disputes with the car hire company. Premium travel insurance and credit cards often include additional cover for vehicle hire, a major benefit for those hiring a car in Morocco with peace of mind.
Finally, booking online with a bank card allows you to secure preferential rates and reserve your vehicle before you arrive. This is particularly useful during peak demand periods such as AFCON 2025 or the summer season in Marrakech.
Fees and banking limits to consider
Be aware, however, of international banking fees. Exchange commissions and transaction charges can quickly add up, especially if your bank applies unfavourable rates. Some cards also impose payment or withdrawal limits, which can complicate the hire process, especially when a security deposit is required.
It’s also crucial to check that your card has a high enough limit to cover both the hire cost and the deposit. To better anticipate these financial aspects, see our guide on new payment trends in Morocco in 2025.
Car hire in Morocco: paying in cash
Why do some travellers still prefer cash?
Despite the rise of digital payments, cash still has its supporters. For some local agencies, particularly outside major cities such as car hire in Casablanca or car hire in Marrakech, cash may remain the only accepted payment method.
Paying in cash also helps avoid international banking fees, a strong argument for budget-conscious travellers. Some even manage to negotiate better rates by paying upfront, especially when looking for cheap car hire in Marrakech.
For travellers who prefer tangible budgeting, cash provides direct control over expenses without depending on internet connections or card terminals.
The risks of paying in cash
However, cash payments carry significant risks. Carrying large amounts exposes you to theft, particularly in busy tourist areas. Lost cash is gone forever, unlike a bank card which you can cancel.
Another drawback is the lack of traceability. In the event of disagreements with the agency regarding vehicle condition or extra charges, you’ll have no formal proof of payment. Retrieving your deposit in cash can also be complicated, with less reputable agencies sometimes withholding funds unfairly.
Card or cash: which option should you choose in 2025?
Changing payment habits in Morocco
Morocco is undergoing a rapid digital transformation in payment methods. Online booking platforms are multiplying, and electronic payment terminals are becoming standard, even among smaller agencies. This shift meets the expectations of international tourists accustomed to cashless transactions.
To dive deeper into these changes and manage your travel finances effectively, check out our article on how to manage payments and withdrawals during a trip to Morocco.
Impact of major events such as AFCON 2025
The organisation of AFCON 2025 in Morocco is driving greater professionalisation in the tourism sector. Car hire agencies are widely adopting card terminals to accommodate the expected influx of international visitors. This modernisation makes it much easier to hire a car in Morocco using a bank card.
The digitalisation of car hire agencies
Agencies such as JacarandaCar are adopting modern payment solutions: secure online booking, split payments, and even mobile money in some cases. This digitalisation enhances the customer experience while ensuring transparent transactions.
The choice between card and cash for your car hire in Morocco ultimately depends on your profile and priorities. Bank cards offer security, traceability and convenience – decisive advantages for most travellers. Cash still has its place for avoiding banking fees or negotiating prices, but carries significant risks.
In 2025, with growing digitalisation and major events such as AFCON, card payments stand out as the most suitable option for hassle-free car hire in Morocco.
